Coverage offerings

Available coverages include:

• Defense Outside

• HNOA

• Innkeepers Liability

• EBL

Broker-friendly takeaway: one program, clear appetite, and coverage options that map to real hotel exposures—so you can quote faster and win renewals.

Program snapshot

• Single or multi-location accounts

• Minimum premium: $10,000

• Interior corridor entrances only

• Established operations: generally 3+ years in business with verifiable loss runs

  • New ventures: may be reviewed with strong operator experience (e.g., 5 years of management experience)

Transparent underwriting notes

• Human Trafficking exclusion on all risks

• Assault & Molestation exclusion varies by risk

Submission Requirements

Every submission is reviewed for fit, clarity, and speed—so you can secure coverage with confidence.

To get started, submit the following:

• Target
• ACORDs
• Completed Hotel Supplement (Click to view)
• FEIN Number
• 5 years of currently valued, hard copy loss runs

Meet your underwriting partner

Jessica Torres, AVP – Hotels and Hospitality

jtorres@origin-specialty.com | Phone: 847.805.8277

Jessica Torres is AVP of Origin Specialty Underwriters’ Hotel Program, where she partners with wholesale brokers to bring clear appetite guidance, quick turnaround, and practical solutions for hospitality risks. With a background in commercial lines Property & Casualty and nearly two decades supporting the full policy lifecycle, Jessica helps brokers move accounts from submission to bind with straightforward requirements and responsive communication. Her experience spans underwriting progression at Origin plus deep renewal, endorsement, claims handling, and premium audit management—so brokers get an underwriting partner who understands what it takes to keep hotel accounts on track.