Risk Management


 

Creating a risk-aware environment is essential to improving overall business operations and minimizing the chance of a claim. Injuries can detract from a person’s quality of life and decrease their productivity through temporary or permanent disability. This kind of tragedy should be minimized to the greatest extent possible.

Preventable injuries present the most liability risk for business owners, as courts can often deem the business fully responsible for the accident due to negligence.

By creating a preventive strategy against risk, you will gain control of your operations and catch many safety issues before they become problems. Practicing risk management will not only help prevent claims and lawsuits, but will help to reduce the severity of those incidents and accidents that do arise. By reducing the number of incidents and claims in your operations, you are more likely to experience lower premiums for future insurance coverage. Origin Specialty looks for business owners who are prepared to work as partners to reduce risk in the business and do what it takes to lower the likelihood of incidents and claims.

Seasonal Hazards

Did you hear about the restaurant manager who decided to hose off his dirty sidewalks when it was 22 degrees outside? Hopefully you never do.

Incidents & Reporting

Imagine a claimant tells your employee that they slipped on your icy sidewalk, and your employee says “Yeah, that happens sometimes.”

Fire Prevention

Who doesn’t love a good campfire. And where’s the perfect place for a campfire? Ah yes, the great outdoors… sights, sounds and smells.

Slip & Fall

Do you know why those deliciously sticky rubber matts exist? So that your customers and employees don’t walk through that door and fall.